Privacy Policy

BSICards is committed to safeguarding the privacy of our users; in this policy we explain how we will treat the personal information.

2. Consent

2.2. By using our website and services, and therefore agreeing to this policy, the user consents to the use of cookies in accordance with the terms of this policy.

3. Collecting Personal Information

3.1. We may collect, store and use the following kinds of personal information:

• 4. Information about the computer and about the visits to and use of this website (including the IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths);
• 5. Information that the user provides to us when registering with our website (including the email address);
• 6. Information that the user provides when completing the profile on our website (including the name, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details and employment details);
• 7. Information that the user provides to us for the purpose of subscribing to our email notifications and/or newsletters (including the name and email address);
• 8. Information that the user provides to us when using the services on our website, or that is generated in the course of the use of those services (including the timing, frequency and pattern of service use);
• 9. Information relating to any purchases the user makes of our goods/services or any other transactions that they enter through our website (including the name, address, telephone number, email address and card details);
• 10. Information that the user posts to our website for publication on the internet (including the username, the profile pictures and the content of the posts);
• 11. Information contained in or relating to any communication that the user sends to us or sends through our website (including the communication content and metadata associated with the communication);
• 12. Any other personal information that the user chooses to send to us.

12.1. Before the user discloses to us the personal information of another person, they must obtain that person’s consent to both the disclosure and the processing of that personal information in accordance with this policy.

13. Using Personal Information

14.1. Personal information submitted to us through our website will be used for the purposes specified in this policy or on the relevant pages of the website.

14.2. We may use the personal information to:

• 15. Administer our website and business;
• 16. Personalise our website;
• 17. Enable the use of the services available on our website;
• 18. Send the goods purchased through our website;
• 19. Supply the services purchased through our website;
• 20. Send statements, invoices and payment reminders, and collect payments;
• 21. Send non-marketing commercial communications;
• 22. Send the email notifications that the user has specifically requested;
• 23. Send the user our email newsletter, if they have requested it;
• 24. Send marketing communications relating to our business or selected third parties;
• 25. Provide third parties with statistical information about our users;
• 26. Deal with enquiries and complaints made by or about the user relating to our website;
• 27. Keep our website secure and prevent fraud;
• 28. Verify compliance with the terms and conditions governing the use of our website.

28.1. If the user submits personal information for publication, we will use it according to the license granted.

28.2. Privacy settings can limit the publication of information and can be adjusted via the website controls.

28.3. We will not provide personal information to any third party for direct marketing without express consent.

29. Disclosing Personal Information

• 29.1. We may disclose personal information to employees, officers, insurers, advisers, agents, suppliers or subcontractors as necessary.
• 29.2. We may disclose it to any member of our corporate group.
• 29.3. We may disclose personal information:
  • 30. As required by law;
  • 31. In connection with legal proceedings;
  • 32. To establish, exercise or defend our legal rights;
  • 33. To a purchaser (or prospective purchaser) of any business or asset;
  • 34. To a person we reasonably believe may apply to a court or authority for disclosure.

34.1. Except as provided in this policy, we will not provide personal information to third parties.

35. International Data Transfers

• 35.1. Information may be stored, processed, and transferred across countries where we operate.
• 35.2. This may include transfers to the USA, Russia, Japan, China, and India.
• 35.3. Information published online may be available worldwide.
• 35.4. The user agrees to these transfers.

36. Retaining Personal Information

• 36.1. Our retention policies help ensure legal compliance.
• 36.2. Personal information is not kept longer than necessary.
• 36.3. We will retain documents:
  • 37. As required by law;
  • 38. If relevant to legal proceedings;
  • 39. To establish, exercise, or defend legal rights.

40. Security of Personal Information

• 40.1. We take reasonable precautions to prevent loss, misuse or alteration.
• 40.2. Information is stored on secure servers.
• 40.3. Financial transactions are encrypted.
• 40.4. Transmission over the internet is inherently insecure.
• 40.5. Users are responsible for keeping their passwords confidential.

41. User Rights

• 41.1. Users may request access to their personal data.
• 41.2. We may withhold data as permitted by law.
• 41.3. Users may request not to be used for marketing purposes.
• 41.4. Users may opt in or out of marketing communications.

42. Third Party Websites

• 42.1. Our website may contain links to third-party sites.
• 42.2. We are not responsible for third-party privacy practices.

43. Cookies

• 43.1. Our website uses cookies.
• 43.2. A cookie is a small file with a unique ID sent by a server.
• 43.3. Cookies may be persistent or session-based.
• 43.4. Cookies usually do not identify users personally.
• 43.5. We use only session cookies.
• 43.6. We use PHPSESSID to keep users logged in.

Blocking Cookies

• 44.1. Browsers typically allow blocking cookies:
  • 45. Internet Explorer (v11): via “Tools > Internet Options > Privacy > Advanced”
  • 46. Firefox (v39): via “Tools > Options > Privacy > Use custom settings”
  • 47. Chrome (v44): via “Settings > Show advanced settings > Content settings”
• 47.1. Blocking cookies may reduce usability.
• 47.2. Blocking cookies may prevent use of some website features.
• 47.3. Users can also delete cookies already stored:
  • 48. IE: Instructions at Microsoft Help
  • 49. Firefox: “Tools > Options > Privacy > Show Cookies > Remove All Cookies”
  • 50. Chrome: “Settings > Show advanced settings > Clear browsing data > Cookies and other site data”
• 50.1. Deleting cookies may negatively impact usability.

51. Data Protection Registration

51.1. If users have concerns about how data is handled, they may report it to the IC.